Australia is banning credit card surcharges from October 1 as part of the change. Banks will overhaul loyalty perks then. Credit card points and rewards are set to be trimmed from next month. The change will hit businesses across the country that pass on card fees. Businesses that add fees must adapt before the ban.

A pub owner is thinking about moving to cash only ahead of the ban. News reports indicate the change is just 19 days away as things stand. The surcharge ban and the bank reward cuts will start together from early October as planned.