Apple plans to start its U.S. iPhone leasing program on a near date through the upgrade program channel. The service partners with Klarna's platform for installment plans. It targets buyers amid increased spending levels after Apple hiked Mac retail numbers not long ago. Users may pick installment plans instead of buying all at once. Leased iPhones can be blocked from access if users miss obligations. Apple includes supporting tools in new iOS software. Some shoppers wonder how leasing compares to buying outright. Critics highlight that remote disablement locks users out if life events hit. Supporters claim leasing lowers the upfront cost and makes refreshes easier. The plan ties into Apple's hardware cycle as iPhones get pricier device by device. Buyers should weigh options before locking in.